US 30-year fixed mortgage rates have climbed above 7.3%, while baseline home loan rates at several Indian public-sector banks start around 7.10%, marking a historic reversal in relative borrowing costs. The shift reflects elevated US Treasury yields, sticky inflation and debt concerns, against India's resilient economy and repo-linked lending framework. NRIs must weigh currency risk, lower rental yields and higher transaction costs.
India Home Loan Rates Now Cheaper Than US
Source: Business Today